Rockstone Flip, Rockstone Flip Prime and Rockstone Flip Premier each price from their own rate sheet and leverage grid. Display names can be changed in Lender Setup; the pricing stays with each program.

Each program is sized at the maximum leverage its grid allows. Rockstone Flip prices by borrower class (A+ 9.50%, A 9.75%, B 10.25%, C 10.75%) plus any exception pricing entered on its card, and its origination is the value entered there. Experience is counted differently by each program: Rockstone Flip counts all exits plus properties owned toward its class score; Rockstone Flip Prime counts flip/hold and ground-up exits; Rockstone Flip Premier uses successful projects and total units to set the tier.

Monthly payment is interest-only. Under Non-Dutch it is charged on the initial advance at closing. Cost over the term assumes rehab draws average half the rehab holdback. Cash due at close = down payment + origination + lender fees + shared closing costs + broker fees; rehab not financed is shown separately.

Refinance: rate & term and delayed purchase are sized to cover the payoff plus closing costs (no cash out); cash-out is sized to the amount requested, or the maximum when left at 0. Rockstone Flip has no delayed-purchase program, so delayed purchase is priced on its no-cash-out refinance grid. Rockstone Flip Prime sizes delayed purchase on its purchase grid, using original price plus completed rehab as the cost basis, and caps rate & term at 102% of the payoff. Rockstone Flip Premier uses its delayed-purchase, rate & term and cash-out columns. Multi-unit rules are not modeled. Confirm every number against the live rate sheet before quoting a borrower.